The 2025 Atlantic hurricane season officially begins on June 1, and forecasters are predicting another above-average year. As your local Naples Florida Realtor, I want to help you prepare early to protect your home, your assets, and your peace of mind.
According to Colorado State University’s Tropical Meteorology Project, we could see:
- 17 named storms
- 9 hurricanes
- 4 major hurricanes
That’s more activity than usual—so whether you’re a homeowner, renter, or investor in Naples, Florida, now is the time to make sure you’re ready.
✅ Review Your Insurance Coverage Now
Property values in Southwest Florida have climbed dramatically in recent years. If your insurance hasn’t kept pace, you might not be fully covered and as a Naples Florida Realtor, we can help you find a good agent if you’d like.
- Homeowners: Check your coverage limits for rebuilding costs, contents, and temporary housing.
- Renters: Make sure you’re protected against loss of personal belongings.
- Condo owners: Understand the difference between your individual policy and your condo association’s master policy.
📌 Don’t forget: flood insurance is not included in most standard policies. Nearly 90% of natural disasters in the U.S. involve flooding. You can purchase flood protection through FEMA’s National Flood Insurance Program or through private carriers.
🔍 Tip: Start by reading your policy’s declarations page. It will show your coverage amounts, deductibles, and how your claim will be paid.
🚗 Protect Your Vehicles
Hurricanes can cause flooding, flying debris, and falling trees—all of which can damage your car. Make sure you have comprehensive auto insurance, which covers non-collision damage like storm impacts.
📦 Inventory Your Possessions
Whether you own or rent, it’s important to know what you have and what it’s worth. Create a photo or video inventory of your furniture, electronics, jewelry, and other valuable items. This speeds up the insurance claim process if you experience damage.
Also, double-check that your policy covers either replacement cost or actual cash value—they make a big difference when it comes to reimbursement.
🏠 Strengthen Your Property
Mitigation can save thousands in damage. As a Naples Florida Realtor, I often recommend buyers look for or add the following hurricane-resistant upgrades:
- Impact-rated windows and storm shutters
- Reinforced garage doors
- Roof tie-downs and upgraded roofing systems
Have a licensed contractor inspect your roof and exterior annually. It’s a small investment that could prevent major losses.
🗓 When Is National Hurricane Preparedness Week?
This year, National Hurricane Preparedness Week runs from May 4 to May 10, 2025, sponsored by the National Oceanic and Atmospheric Administration (NOAA). It’s the perfect time to review your emergency plans, update your insurance, and stock up on supplies.
Need Help Navigating Real Estate in Hurricane Zones?
If you’re buying or selling property in Southwest Florida, storm resilience is more important than ever. As a longtime Naples Florida Realtor, I guide my clients toward smart investments with long-term protection in mind.
📞 Contact me today to talk about home features, insurance considerations, or neighborhoods with high storm resilience.
Stay safe—and stay ready this season!
🔍 Browse Naples homes for sale or get a free property evaluation today.
